The middle class wants to fantasize that we are part of the rich ruling class. We want to go to school in ivy clad buildings, live in homes with two family rooms and lots of space, drive cars with the leather heated seats, and have weddings that remind us of Jackie Kennedy’s. We forget that the rich have millions sitting in investments and are living off of the never-ending dividends from that principal, while we are spending the principal and keeping ourselves poor.

The fact is that if we really want to break out of the middle class lifestyle, we have to stop living like we are rich. We have to build our principal up to a point that we can live off the dividends. The only way we can successfully do this is by walking away from the game.